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What cars are in car insurance group 14?

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The Association of British Insurers assigns car insurance groups. The group assignment can have a significant impact on the cost of cover. Vehicles are ranked from 1-50 based on factors that determine premiums.

More luxurious high-performance models sit in the upper groups with pricier insurance. This article focuses on group 14, a moderately priced category including family hatchbacks, small SUVs and executive saloons. While more powerful than lower groups, these mainstream models keep insurance relatively affordable compared to elite marques in higher brackets.

What cars are in insurance group 14?

Car insurance group 14 contains a range of family hatchbacks, small SUVs and executive cars, such as the following:

  • Vauxhall Corsa
  • Volkswagen Golf
  • BMW 1 Series
  • Mercedes-Benz A-Class
  • Skoda Octavia
  • Toyota Yaris
  • Renault Megane
  • Hyundai ix35

Factors determining insurance group 14

Factor Description
Engine size Group 14 cars tend to have 1.4-2.0-litre petrol or diesel engines. More power means higher premiums than lower groups.
Repair costs Hatchback body styles are inexpensive to repair. Premium brand parts can be pricier.
Safety features These models offer core safety tech such as airbags and stability control. More advanced systems increase premiums.
Performance Faster acceleration and higher top speeds bring added risk versus lower groups. But group 14 is not high performance.
Threat of theft Some group 14 models, such as the Volkswagen Golf, are targeted by thieves, increasing premiums. Others less so.
Driver profile Insurers see these cars as suitable for a wide range of drivers, unlike the lower groups aimed at new drivers.

Who are group 14 cars most suitable for?

Group 14 cars provide an affordable option for:

  • Small families: The hatchbacks and small SUVs work well as practical family transport
  • Company car drivers: Popular mainstream models align with many fleet requirements
  • Urban commuters: Good fuel efficiency suits city driving and short trips
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Which car insurance group am I in?

You can verify your car’s insurance group by entering its details into a free car insurance group checker. Insurers can also confirm the precise group for your vehicle.

Knowing the group is helpful for comparing premium quotes, as cars in higher groups typically have more expensive insurance. Groups are reassessed regularly, so always check your vehicle’s current group when renewing your policy.

In summary, group 14 provides a middle ground between basic cars and expensive premium models. For many drivers, they present an ideal blend of performance, practicality and affordable insurance.

Nick Jones

Editor in Chief

Nick Jones is a highly experienced consumer journalist and editor, who has been writing and producing content for print and online media for over 25 years.

He has worked at some of the UK’s leading publishers including Future Publishing, Highbury Entertainment, and Imagine Publishing, with publications as diverse as Homebuilding & Renovating, TechRadar, and Creative Bloq, writing and editing content for audiences whose interests include history, computing, gaming, films, and science. He’s also produced a number of podcasts in the technology, science, gaming, and true crime genres.

Nick has also enjoyed a highly successful career in content marketing, working in a variety of topics such as health, technology, and finance, with market-leading global companies including Cisco, Pfizer, Santander, and Virgin Media.

Now the Editor-in-Chief of the Independent Advisor, Nick is involved in all aspects of the site’s content, where his expertise in finance, technology, and home products informs every article that’s published on-site. He takes a hands-on approach with our VPN content, penning a number of the articles himself, and verifying that everything we publish in this topic is accurate.

Whatever the area of interest he’s worked in, Nick has always been a consumer champion, helping people find the best deals and give them the information they need to make an informed buying decision.