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Compare Suzuki Swift car insurance in the UK

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The Suzuki Swift is a popular, budget-friendly hatchback. But insuring these small cars still comes at a cost. This guide examines Suzuki Swift car insurance rates in the UK and offers tips for finding affordable cover.

How much does it cost to insure a Suzuki Swift?

Annual Suzuki Swift insurance premiums typically range from £400 for basic third-party policies up to £800 for fully comprehensive cover. Exact costs depend on driver age, location and other variables.

Factors that increase Suzuki Swift insurance costs include:

  • Engine size: The larger 1.2-litre engine has slightly higher premiums than the 1.0-litre model
  • Driver age: Under-25s face far higher rates and excesses. Premiums decrease with experience
  • No-claims discount (NCD): Policies without NCDs cost more. Multi-year NCDs provide substantial savings
  • Location: Inner cities have higher premiums than rural areas. Where your Swift is parked also matters
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What factors determine Swift insurance cost?

In calculating premiums, insurers mainly examine:

Driving record

Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.

Vehicle use

Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums.

Vehicle security

Insurers offer discounts for approved security devices and secure garaging, which reduce theft and damage claims.

Coverage limits

Lower coverage levels reduce premiums but leave drivers exposed if a major claim occurs.

Tips for reducing Suzuki Swift insurance premiums

Here are some top ways to get cheaper Suzuki Swift insurance in the UK:

  • Shop around extensively and compare quotes from multiple insurers
  • Ask about discounts for multi-car policies, low mileage, experienced drivers and advanced courses
  • Increase your voluntary excess to £500 or more to lower premiums if you can afford the extra costs when claiming
  • Add an experienced second driver, such as a partner or parent, to benefit from their good record
  • Limit your Swift to recreational use rather than daily use, when possible
  • Improve security with an approved alarm and immobiliser. Park in a secure garage
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Finding the best Suzuki Swift insurance

The keys to finding affordable Suzuki Swift cover are shopping around, minimising risk factors and leveraging available discounts. Taking the time to compare insurers on comparison sites yields the best savings.

Suzuki Swift insurance FAQs

Suzuki Swift insurance groups range from 1 to 11 depending on the model year, engine size and specifications. Higher powered models fall into higher groups.

The Swift has a reputation as an affordable, dependable small car that is cheap to repair and maintain. Reliability is better than average.

The 2017 Swift has a three-star Euro NCAP safety rating with good scores for adult, child and pedestrian impact protection thanks to its lightweight yet rigid body.

According to government data, the Swift achieves around 50 mpg on average. The mild hybrid model has improved fuel economy.

Yes, Suzuki offers a Swift Hybrid that uses a small electric motor and battery to improve efficiency and performance. A fully electric model is expected soon.

Increasing your excess, limiting mileage, adding experienced drivers, improving security, choosing base models and comparing insurers extensively help cut costs.

Nick Jones

Editor in Chief

Nick Jones is a highly experienced consumer journalist and editor, who has been writing and producing content for print and online media for over 25 years.

He has worked at some of the UK’s leading publishers including Future Publishing, Highbury Entertainment, and Imagine Publishing, with publications as diverse as Homebuilding & Renovating, TechRadar, and Creative Bloq, writing and editing content for audiences whose interests include history, computing, gaming, films, and science. He’s also produced a number of podcasts in the technology, science, gaming, and true crime genres.

Nick has also enjoyed a highly successful career in content marketing, working in a variety of topics such as health, technology, and finance, with market-leading global companies including Cisco, Pfizer, Santander, and Virgin Media.

Now the Editor-in-Chief of the Independent Advisor, Nick is involved in all aspects of the site’s content, where his expertise in finance, technology, and home products informs every article that’s published on-site. He takes a hands-on approach with our VPN content, penning a number of the articles himself, and verifying that everything we publish in this topic is accurate.

Whatever the area of interest he’s worked in, Nick has always been a consumer champion, helping people find the best deals and give them the information they need to make an informed buying decision.